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There are companies that can give you a savings card. you pay about $35-$50 a month for the whole family. It doesn't matter how many children you have or what pre existing conditions you have,it will be the same price. you get between 30% to 80% discount on the preferred doctors that you choose, but the average discount is about 60% off your bill. I used to pay well over $300.00 a month for health insurance for the whole family so you can imagine how much I am currently saving. I'm just now depositing the extra money in a savings account for (emergency fund). I can easily save $2,000.00 a year!
Then I would buy a catostrophic insurance policy which will take care of the larger bills, like accidental insurance and cancer insurance. This cost me about $50 a month extra for both these policies,but now I have peace of mind for my whole family. I don't have to worry about the other extra costs that even the best insurance companies cannot cover or pay for. These type of policies send you a check under your name, instead of the doctor, some policies pay you $300 - $600 per day / per person,that you are in a hospital for a terminal illness or an accident, well (depends on the policy you purchase). not bad for $50 premium!
Posted by
anonymous
on May 22, 2009 3:23 PM
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Also try the free prescription discount card offered by MedicalRewardsNetwork.com. I saved over $30 on smoking cessation pills that weren't covered by my insurance. My friend uses it for her birth control.
Posted by
Teresa on June 24, 2009 2:15 PM
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Alternative health care is big business and in light of the current mess we're in it will lead to even bigger business. If you don't have insurance, alternative health care might be a viable option.
Jerry
Posted by
on August 14, 2009 3:19 PM
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