What Spending Habits Still "Haunt" You?

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Home > Q & A > Topics: Newsletter Questions

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What Spending Habits Still "Haunt" You?

Submitted by: Tip Hero 10/29/2009 10:56 AM

With Halloween this weekend we thought we would ask fellow Tip Heroes: Are there any bad spending habits that still "haunt" you? or... What is the worst spending habit skeleton in your financial closet?

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Comments:

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I shudder to think of all the money I spent on coffee and fast food. I could have had a savings account with over $10k if I had nipped it in the bud earlier.

Posted by anonymous on October 29, 2009 1:41 PM

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Letting a hard day become an excuse to buy takeout. One meal for 5 gets to $30 or $40 real quick and what's worse it's junk; pizza, chinese, kfc, etc.

Posted by Todd B on October 29, 2009 2:10 PM

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Clothes shopping. I wish I had discovered consignment/thrift stores years ago because I could've saved thousands of dollars by not buying brand new all the time. I have also been guilty of having unworn clothes hanging in my closet with tags still on because the item was on sale. That's another one that killed me!

Posted by Tori on October 29, 2009 2:38 PM

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Not having a real idea of where my budget stands some of the time. Spending without knowing what you really have to spend, even on essentials like groceries, can be very detrimental to one's bank account. I am getting a lot better though.....it's my number one thing to work on whn it comes to money.

Posted by Teressa on October 29, 2009 3:40 PM

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ALL of the above comments could be applied to me! It's still hard for me to go to a mall and not get that 'rush' feeling or see a brand new car and think 'oh I would love a new Suburban' although my '01 which we bought for cash last year,is just fine.
The smell of brand new anything is hard for me
to ignore..but I've been doing it.
I wish I had known how to cook before now so I could have saved thousands of $$ in take out over the years. I learned to cook on Food Network and am working hard to make up for the past.

Posted by Trish on October 29, 2009 3:54 PM

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Always giving in to my wife and daughter when they wanted something - little, big - vacations. I was way too co-dependent! We wouldn't have the debt we have today if I'd put my foot down even once in a while!

Posted by anonymous on October 29, 2009 6:38 PM

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Oh, if only I could get back all of the money I spent eating out!!! I am making up for it now though. :)

Posted by anonymous on October 31, 2009 8:36 AM

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If only I had saved all of the money I wasted at the casinos in 2009, I would have an additonal $10,000.00 in the bank.........I will do this nevermore, nevermore. I have learned my lesson that the casinos are not supported by winners, but us losers.

Posted by Eddie on November 01, 2009 11:59 AM

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If our savings account was the amount of our credit card debt I'd be a happy camper.

Posted by anonymous on November 02, 2009 1:30 PM

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My biggest indulgence is long, hot showers. But all that warm water is just so soothing...it must still be a bargain compared to therapy.

Posted by haverwench on November 10, 2009 4:29 PM

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I grew up in a tourist town, thus most of the annual income was made in about 4 months. Every year, when fall gets near, I uncontrollably stock up on everything! This can be worked out to having no waste, but for a while I wasn't rotating my stock, and was throwing out food. My b/f teases me, but I assure you, we could be snowed in for a month, and wouldn't be hungry or run out of t/p!

Posted by anonymous on November 14, 2009 8:38 AM

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