|My Frugal Story: Donna Sako|
Submitted by: donna sako 02/07/2011 11:13 AM
How did you first become interested in saving money?
I became interested in saving money at age 5. Over the years I have worked at learning various techniques. I took classes in college which would help me to hone my skills. Housing course taught me how to read and create a house design. This helped me to create and afford my current home. I took home economics courses where I did my term paper on Grocery shopping. What I learned doing that paper help to save me quite a bit over the years. I took two power-puff mechanics course to learn about autos which helped to keep me from being ripped off as well as being able to communicate with the mechanic. Economics, personal fiance and more. I self educated myself and I never stop doing so.
What does being frugal mean to you?
Being frugal is having the ability to control your life. If you can do things yourself you can free up money for other wants and needs. It enables you to have a better quality of life. You can donate to causes you care about, pay for cars, education, and those extras without guilt. You can also survive the hard times because you know how to do things. Those things you learned could help you be an entrepreneur if you can not find a job. Frugality means freedom.
How has your life changed since you started living frugally?
If I was not frugal I could not have survived the tough times when unemployment strikes. I would not have been able to afford a house or an education. The freedom I have experienced to live my life instead of being shackled by debt and worry would have never occurred.
What is your all-time favorite money-saving tip?
When I was living from paycheck to paycheck during a rough patch I was having a tough time saving. I chose to save by buying groceries. What I mean is, I bought more in bulk, with more coupons, and in doing so cut back on my spending enough that I was able to free money for savings. I could go longer without trips to the grocery store because I had a pantry and freezer with "sale" foods and products which gave me the freedom to say no to the spending when the prices were high or if I did not have enough money for the weekly expenses. This enabled me to have more money invested in my 401k matching fund before I even got my paycheck. All my raises could be saved and matched.
Do you have any advice for fellow penny pinchers?
Never stop learning to save. There is always new ideas out there. New products and talents which can be found.
What else would you like to share?
Being frugal is not being tight or miserly. It is being able to spend money wiser buy spending on those charities, needs, and wants that really matter to you.
Tell us your frugal story!
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