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Home > Personal Finance > Topics:  Credit Cards
-----------------------------------------
How to Get Up to 20% Cash Back with Credit Card Purchases

Submitted by: Tip Hero  09/05/2008 9:09 AM
 
We're huge fans of online shopping and find that we can usually find great deals on all sorts of items. We try to be diligent about checking for coupons and free shipping codes to ensure that we’re not paying more than we should. We also know that several credit card companies offer additional cash back rewards when you login through their online shopping sites -— some even up to 20% cash back on purchases!!!

In the past, we would log on to each credit card's website to see which one offered the most cash back for the particular store at which we were shopping. This was very time-consuming, as we would have to log in to each credit card website and then locate the retail rewards page (which is not loudly advertised and can be difficult to find!). We would often forgo the savings just to avoid the hassle of (1) finding out if we could get cash back and, if so, how much, and (2) finding the right link to click on to get the savings.




This got us thinking: Why not congregate all of the online retail savings data and make a spreadsheet so we won't pass up on great savings next time? So we did, and we found it so much easier to compare the cards to find the one with the best savings. We ended up getting 10% cashback on a recent Zappos purchase with Shop Discover as opposed to 6% cash back with Capital One.

We hope you find this list helpful. We will try to update it periodically in case cards change their partners and their cash back amounts, and we’ll also look for more cards that have similar cash back benefits. Also, if you know of any other cards that we should be tracking, please let us know by submitting a comment below. Thanks!

How to Use the Chart Below

1. Locate a store and compare rewards

2. When ready to purchase, click through to credit card website by either clicking the name of the credit card company in the chart, or by clicking the links below. Once at the credit card website, also be sure to follow the instructions listed below when making a purchase:

Discover Card - Shop Discover -- You first must log in. Then search for the store where you want to purchase, view the offer, and click through to the store. See below the chart for more details.

Citi Card - Citi Bonus Cash Center -- You first must log in. Then search for the store where you want to purchase, view the offer, and click through to the store. See below the chart for more details.

Capital One Card -- You first must log in. Then search for the store where you want to purchase, view the offer, and click through to the store. See below the chart for more details. See below the chart for more details.

American Express Card -- While this link will take you to the page of offers, note that you must log in before clicking through to the store -- otherwise you will not receive credit for your purchase (the store will not know who you are if you have not logged in to American Express first). Once logged in, click to view the offer, then click through to the store. See below the chart for more details.

3. Make your purchase. Note: In order to receive the additional cash back offer, you MUST log-in through the credit cards rewards program website and then link through to the specific online retailer.

Note: All Discover Cards that offer Cashback Bonus have no annual fee. Most Citi Cards do not have an annual fee. Many Capital One cards do not have an annual fee. While some "Partner" American Express cards carry an annual fee, most of their credit cards do not.

Store
1800Contacts  4.0%5.0% 
1800Flowers 4.0%9.0%$10 off $34.99 or more, or 20% off
1800Petmeds 7.0%10.0% 
6pm.com 3.0%  
7 For All Mankind 3.0%  
a pea in the pod10.0%5.0%  
A&E 6.0%  
A|X Armani Exchange5.0%4.0%6.0% 
ABT.com5.0%   
AC Lens 6.0%  
Accor Hotels2.0%   
Ace Hardware5.0%5.0%5.0% 
Activa Sports 5.0%7.0% 
Adidas 4.0%6.0% 
Adobe 4.5%7.0% 
ADT $100   
Aerie by AE 3.0%  
Aeropostale5.0%3.0%5.0% 
Aerosoles 3.0%  
AJ Madison 2.0% Free Shipping
Alienware.com  2.0% 
Alloy.com 3.0%5.0% 
Amazing Clubs $5   
American Blooms  10.0%  
American Eagle5.0%3.0%5.0% 
Ann Taylor 3.0%5.0% 
Ann Taylor Loft5.0%3.0%  
Anna's Linens 5.0%10.0% 
Apple Store5.0%1.0%2.0% 
Appleseed's  3.0%  
Aramark 6.0%  
Arden B 3.0%  
Art Select 16.0%  
Artful Home  10.0% 
AutoAnything.com  7.0% 
AutoBarn.com  6.0% 
AutoPartsWarehouse.com  12.0% 
AvanquestSoftware.com  25.0% 
Avenue.com 4.0%  
Avis Car Rental  1.0%  
Avon5.0%4.0%12.0% 
Azamara Cruises 4.0%  
Babies R Us 1.5%3.0% 
BabyCenter Store 3.0%  
BabyGap 3.0%  
BabyUniverse 5.0%  
BacktoBasicsToys.com  10.0% 
Backcountry 4.0%  
Bagsbuy.com 9.0% 15%
Bailey Banks & biddle 3.5%5.0% 
Banana Republic 3.0%6.0% 
BananaToys   15%
Bare Necessities 5.0%10.0% 
Bargain Catalog Outlet 3.0%  
Barnes&Nobles10.0%3.0%5.0% 
Bass Pro Shops 4.0%5.0% 
Bath-and-Body.com  15.0% 
Beauty.com10.0%7.0%15.0% 
Bellacor 6.0%  
Benefit Cosmetics 4.0% Free Gift with Purchase
Best Buy5.0%1.0%1.0% 
Best Western 3.0%  
BIGDOGS.com 6.0%  
Blair.com10.0%6.0%  
Blinds.com 2.5%  
Blindsgalore 4.0%  
Bliss 4.0%  
Blockbuster Video $20   
Bloomingbulb.com  15.0% 
Bloomingdales5.0%2.0%4.0% 
blue nile5.0%3.0%5.0%10% off jewelry & free priority overnight shipping
Bluefly 5.0%8.0% 
BoatersWorld.com 3.0%  
Boca Java 10.0%  
Boden 5.0%  
booksavmillion.com  3.0% 
Borders Books & Music 3.0%5.0% 
Bose  2.0%3.0% 
Boston Proper 2.0%  
Bowflex.com 4.0%  
Brooks Brothers5.0%3.0%5.0% 
Brookstone10.0%6.0%10.0%$15 off $100 or more
Brylane Home 3.0%  
Buckle.com 3.0%  
Budget Car Rental 0.5%  
Buy.com 1.0%3.0% 
BuyBeauty.com  12.0% 
BuyCostumes.com 5.0% $10 off $65 or more
buyGPSnow   5%
C&C California 2.0%  
Cabelas5.0%2.0%  
Calumet Photographic 2.0%  
Calvin Klein Underwear 3.5%  
Calyx Flowers   15%
CambridgeSoundWorks.com  5.0% 
Candlewood Suites 4.0%  
CardScan 8.0%  
Care.com $30.0  
Caribbean Resort Vacations 4.0%  
CaribouCoffee.com  6.0% 
Carnival5.0%4.0%  
Casual Male XL 4.0%  
Catherines 2.5%  
CCS.com 3.0%  
Celebrity Cruises5.0%4.0%  
Chadwicks5.0%3.0%  
Champion Catalog 5.0%10.0% 
Charles Keath Home 4.0%  
Charles Tyrwhitt 5.0%  
CheapTickets 3.25%  
Chefs5.0%5.0%  
Cheryl&Co 4.0%  
Chico's  3.0%  
Childcraft 4.0%  
ChildrensPlace.com  5.0% 
Choice Hotels 3.0%  
Christmas Lights Etc 3.0%  
Circuit City5.0%1.5%1.0% 
Clarins  22.0% 
Clinique 4.0%7.0% 
CloseoutCatalog Outlet 3.0%  
ClubMac  3.0% 
CoffeeForLess.com 6.0%  
Collectiblestoday 7.0%  
Colorful Images 5.0%  
Compactappliance.com 2.5%  
CompanyKids.com  2.0% 
Competitive Cyclist 1.0%  
CompUSA5.0%3.0%  
ComputerAssociates.com  30.0% 
Converse 4.0%  
Cooking.com 5.0%  
Corel.com  18.0% 
CountryInns.com  5.0% 
Crabtree & Evelyn 6.0%10.0% 
Crayloa.com 4.0%  
CrossPens 5.0%  
Crown Plaza 4.0%  
Crutchfield5.0%   
Crystal Cruises 4.0%  
Cunard Cruiselines 4.0%  
Current Catalog 6.0%  
Current Labels 6.0%  
Cutter & Buck 3.0%  
Danskin 4.0%10.0% 
David's Cookies 3.5%5.0% 
Day-Timer 4.0%  
Dean & Deluca 3.0%6.0% 
dELiA's 3.0%  
Dell Home5.0%2.0%1.0%20% off New Dell Studio Hybrids
Dell Small Business5.0%1.0%1.0% 
Delta Air Lines $2   
Dentalplans.com $25   
Design Public  7.0% 
Designer Linens Outlet 6.0%  
DiabetesStore.com 4.0%  
Diamond.com 3.0%12.0% 
Diamonds International   20% & Free Shipping
Diapers.com 1.0%2.0% 
Dickies.com 4.5%  
Dicks Sporting Goods5.0%3.0%5.0% 
Dillard's 2.0%  
DirecTV $70   
Discovery Channel Store 5.0%10.0% 
DisneyShopping.com  5.0% 
Dockers 4.0%  
Doctors Foster & Smith10.0%6.0%  
Dollar Rent A Car 3.0%  
Domestications.com  4.0% 
Drapers and Damons 3.0%  
Drugstore.com10.0%6.0%10.0% 
Dunham's Sports5.0%3.0%  
Eastbay 3.0%5.0% 
eBags 7.0%8.0% 
eBay 1.0%  
eCost 1.0%  
Eddie Bauer10.0%3.0%5.0% 
Edwin Watts Golf 3.0%  
eFax   90-day Free Trial
El Dorado Furniture   $100 off $999 or more
elfcosmetics.com  7.0% 
eLuxury 3.0%5.0% 
EMS 3.5%5.0% 
endless.com  12.0% 
enterprise rent-a-car5.0%1.0%1.0% 
Entertainment.com 21.0%  
EntirelyPets   15%
EpsonStore.com 3.0%  
Equifax 11.0%  
ESPN Shop 4.0%  
Esprit 3.0%  
eToys.com5.0%3.0%  
eVitamins.com  6.0% 
Expedia.com 1.0%2.0% 
Exposures 3.0%  
Extended Stay Hotels $3   
FairmontHotels.com5.0%3.0%5.0% 
Famous Footwear 8.0%10.0% 
FAO Schwarz5.0%3.0%5.0% 
Fashion bug 2.5%  
Figleaves.com 5.0%10.0% 
FineStationary.com 3.0%  
Fingerhut 5.0%  
Finish Line10.0%3.0%5.0% 
Fleurop.com 10.0%  
FLOR 6.0%  
Florida Resort Vacations 4.0%  
Florsheim 4.0%  
Flying Noodle 6.0%  
Folica.com 3.0%5.0% 
Foot Locker10.0%6.0%5.0% 
FootSmart20.0%9.0%  
Fortunoff 2.0%  
Forzieri 7.0%10.0% 
Fossil10.0%7.0%10.0% 
Four Points by Sheraton 1.0%  
FragranceNet.com 6.0%  
FranklinCovey.com 5.0%  
Frederick's of Hollywood 4.0%  
Frenchtoast.com 3.0%  
FreshDirect   $15 off first two orders
From You Baskets   $10 off $34.99 or more
From You Flowers   $10 off $34.99 or more
Frontgate 4.0%  
Frontier Airlines $1.50   
FTD.com20.0%5.0% 20%
Fujitsu  3.0% 
Gaiam 4.5%  
Gap 3.0%6.0% 
GapBody 3.0%6.0% 
GapKids 3.0%6.0% 
GapMaternity 3.0%6.0% 
Gardeners Supply Company 5.0%7.0% 
Gardens Alilve 8.0%  
Garnet Hill 4.0%  
Gevalia 5.0%  
Ghirardelli Chocolate 5.0%  
GiftCertificates.com 4.0%  
GiftBaskets.com  10.0% 
Gifttree.com 6.0%10.0% 
giggle.com 3.0%  
Globus5.0%4.0%  
GNC Live Well15.0%8.5%10.0% 
Go Boston Card   15%
Godiva5.0%4.0%7.0% 
GolfBalls.com  6.0% 
Golfsmith 2.0%6.0% 
Gordon's Jewelers5.0%2.5%  
Grandin Road 3.0%  
GUESS.com 2.0%4.0% 
H&R Block 11.0%  
H2O Plus 4.0%6.0% 
Hallmark.com10.0%8.0%10.0% 
Hammacher Schlemmer10.0%5.0%10.0% 
Harry & David5.0%4.0%5.0% 
Havaianas 8.0%  
Hawaii Resort Vacations 4.0%  
Hearthsong 6.0%  
Hickory Farms 4.0%6.0% 
Highlights Catalog 4.0%  
History Channel.com 5.0%  
Holiday Inn 4.0%  
Holland America Line5.0%4.0%  
Home Bistro 5.0%  
Home Decorator's 5.0%3.0%  
Home Office Solutions 3.0%  
Home Visions 4.0%  
HomeDepot.com5.0%3.0%3.0% 
Hooked on Phonics 8.0%12.0% 
Hotel Indigo 4.0%  
hotels.com5.0%3.0%  
hotwire.com5.0%2.0%2.0% 
HP5.0%2.5%3.0% 
HSN.com 3.0%4.0% 
ice.com15.0%5.0%15.0% 
identity Truth $20   
IGourmet 6.0%  
Ingrams Water   10% off shipping
InterContinental Hotels 4.0%5.0% 
InterstateBatteries.com 4.0%  
Irobot 3.0%  
Irv's Luggage Warehouse   15%
iTunes5.0%3.0%5.0% 
J&R Computer/Music World 3.0%5.0% 
J.Jill5.0%3.0%  
Jackson & Perkins 4.0%5.0% 
JCPenney5.0%3.0%3.0%15%
JCWhitney  7.0% 
JeepParts.com  5.0% 
Jessica London 3.0%  
Jockey 5.0%  
Johnston & Murphy 6.0%  
Jos.A.Bank5.0%5.0%7.0% 
Journeys.com  6.0% 
JourneysKidz.com  6.0% 
Just Because Baskets 6.0%  
Just My Size 4.0%  
Kaplan Test Prep 2.0%3.0% 
Karmaloop 5.0%  
KBToys.com 3.0%  
Kids Foot Locker 6.0%  
Kiehl's5.0%4.0%7.0% 
King Size Direct 3.0%  
KinQ.com 6.0%  
KitchenEtc.com  6.0% 
KitchenKapers   Free shipping on $79 or more
Kmart.com 2.0%  
Kodak 3.0%5.0% 
Kodak Gallery 8.0%  
Kohls.com5.0%2.0%4.0% 
Lady Foot Locker 6.0%  
Lamps Plus 4.0% $50 off $250 or more
LAN Airlines 1.0%  
Lancome Paris10.0%5.0%10.0% 
Land's End10.0%4.0%  
LandscapeUSA.com 4.0%  
Lane Bryant5.0%4.0%5.0% 
LeapFrog 3.0%5.0% 
Leaps and Bounds10.0%4.0%  
Legal SeaFoods 6.0%10.0% 
LEGO5.0%1.5%  
Lenovo 3.0% up to 35% off Select Thinkpad notebooks
Lenox 5.0%  
Lids.com10.0%6.0%  
Limited Too5.0%5.0%7.0% 
Limoges Jewelry 6.0%  
Linens-n-Things5.0%3.0% 10% off & free shipping
Little Tikes 3.0%5.0% 
Living XL 5.0%  
LizClaiborne.com 3.0%  
Lobster Gram10.0%   
L'Occitane 4.0%6.0% 
Lucky Brand Jeans10.0%2.0%  
LuggageOnline20.0%5.0%  
Lumber Liquidators 4.0%  
LushCosmetics  5.0% 
Macy's5.0%3.0%4.0% 
magazines.com20.0%   
Magellan's Travel Supplies15.0%   
Magic Cabin Dolls 4.0%  
makeup.com  12.0% 
maps.com  10.0% 
marriott.com  2.0% 
Mdskincare.com  6.0% 
Michele Watches  10.0% 
Mario Badescu Skincare   15%
Marriott Vacation Club Int'l $6   
Martin + Osa 3.0%  
Maxstudio.com 5.0%  
Mexico Resort Vacations 4.0%  
Mikasa 4.0%10.0% 
Mimi Maternity10.0%5.0%  
MLB.com shop10.0%5.0%  
Modell's  3.0%  
Mondera.com 3.0%  
Montgomery Ward 7.0%  
Motherhood Maternity10.0%5.0%  
MotherNature.com 7.0%  
MrsBeasleys.com  7.0% 
Mrs.Field's Cookies 4.0%  
Murad Skin Care  10.0% 
music space20.0%4.0%  
Musician's Friend5.0%3.0%  
My Wines Direct 7.0%15.0% 
MyFLAVIA 5.0%  
MyHotelStay.com10.0%   
MyStrollers.com 4.0%  
Nascar.com Superstore5.0%3.0%5.0% 
National Pet Pharmacy 4.0%  
NBA Store 3.0%  
Netflix $15   
New York & co10.0%4.0%8.0% 
Newegg.com 1.0%  
Newspaper Subscription Services 12.0%  
NFL.com Shop10.0%5.0%  
Nickelodeon 5.0%  
Nike10.0%6.0%7.0% 
Nordstrom  5.0% 
Norm Thompson 1.0%  
Northern Tool & Equipment 3.0%  
Norwegian Cruise Line5.0%4.0%  
NutriSystem.com 8.0%  
Office Depot5.0%2.0%1.0% 
Officefurniture.com  5.0% 
OfficeMax5.0%3.0%4.0% 
Old Navy 3.0%6.0% 
Omaha Steaks10.0%4.0%6.0%Save 61% & get 6 Free Burgers
One Stop Plus 3.0%  
Onehanesplace 3.0%  
Oneida 5.0%10.0% 
OneShare.com $5   
OneStepAhead10.0%4.0%  
Onlineshoes.com15.0%6.0%  
Orbitz $3   
Oreck 4.0%  
Oriental Trading Company5.0%3.0%  
Original Penguin   20%
Origins 6.0%  
Orvis 3.0%  
Outdoor Dcor 6.0%  
Overstock.com5.0%4.0%  
Overton's 2.0%  
Pacific Sunwear 4.0%  
PajamaGram   15%
Palace Resorts5.0%   
Palm Store 3.0%8.0% 
Panasonic Direct 1.5%  
PartsAmerica.com 5.0%  
patagonia5.0%   
Payless Shoes 3.0%5.0% 
PB teen 5.0%3.0%  
PC Connection 2.5%3.0% 
Performance Bike 3.0%  
Perfumania 5.0%10.0% 
Personal Creations 8.0%  
Pet Food Direct 4.0%7.0% 
PetCareRX 12.0%  
PETCO 5.0%8.0% 
Petite Sophisticate 3.0%10.0% 
PetSmart15.0%5.0%10.0% 
Philips 2.0%3.0% 
Piperlime 3.0%  
Plow & Hearth 5.0%7.0% 
PODS   10% off 1st month local storage
pottery barn kids5.0%3.0%  
prescriptives  10.0% 
Priceline.com 1.0%2.0% 
Princess Cruises5.0%4.0%  
PrintingForLess   $50 off
Proflowers.com 5.0%15.0%15% & Free Vase
Puma.com10.0% 8.0% 
Puritan's Pride 6.0%  
QuickBooks 4.0%  
Quicken 8.0%  
QVC 2.0%5.0% 
RadioShack 2.0%3.0% 
RalphLauren.com5.0%3.0%5.0% 
RazorGator 5.0%  
Reader's Digest Store 8.0%  
Really Good Cookies   15%
Red Envelope 5.0%  
Reebok 3.0%5.0% 
Regent Seven Sea Cruises 4.0%  
REI 3.0%5.0% 
Relax the Back 3.0%  
Report Collection   $40 off $150 or more
Restaurant.com20.0%15.0%  
RitzCamera.com5.0%2.0%  
Road Runner Sports 5.0%7.0% 
Roaman's  4.0%  
Rochester Big & Tall 5.0%  
Rosetta Stone 8.0%12.0% 
Ross Simons5.0%3.0% 20%
Royal Caribbean5.0%4.0%  
Rubbermaid  5.0% 
Rugman.com  10.0% 
S&S Worldwide 4.0%  
Sahalie 4.0%  
Saks Fifth Avenue5.0%3.0%5.0% 
Samsonite 3.0%5.0%15%
Sandals Resorts5.0%2.0%4.0% 
Scholastic Store 6.0%  
Seabourn Cruises 4.0%  
Sears5.0%3.0%2.0% 
Sephora 5.0%2.5%6.0% 
Sheraton 1.0%2.0% 
Shoebuy.com 11.0%15.0%15%
Shoes.com 10.0%15.0% 
Shop Comedy Central 3.0%  
Shop MTV 3.0%  
Shop VH1 3.0%  
Shop4Tech 5.0%  
Shopbob.com 6.0%  
ShopKitchenAid.com 6.0%  
ShopNBC.com5.0%2.5%  
ShopNHL.com10.0%   
Shutterfly 10.0%6.0% 
Sierra Trading Post5.0%3.0%  
SIRIUS $12   
SkinStore.com  12.0% 
SkyMall   20% off $150 or more
SmartBargains.com5.0%4.0%  
Smith & Hawken 3.5%5.0% 
Smith+Noble 3.0%  
SmithBros   15%
SmugMug   30%
Snapfish 9.0%15.0% 
SoftwareStore.com  10.0% 
SolutionsCatalog.com 3.0%  
Soma 5.0%  
Sony5.0%2.0%3.0% 
Sony 2.0%3.0% 
Southwest Airlines Vacations 3.0%5.0% 
SpaFinder.com 5.0%  
SpaLook.com  12.0% 
Speedo 3.5%  
SpiritHalloween.com 3.0%  
Sports Authority10.0%4.0%5.0% 
Springhill Nursery 8.0%  
Staples.com 1.5%2.0% 
Starbucks Store 6.0%10.0% 
Staybridge Suites 4.0%  
Steelcase Store 4.0%  
SteveMadden.com  10.0% 
StonewallKitchen.com 4.0%7.0% 
Store.HBO.com 4.0%  
StrawberryNET.com 5.0%  
Stub Hub 6.0%  
Sur la Table 6.0%10.0% 
Symantec 8.0%12.0% 
Target.com5.0%6.0%3.0% 
Tauck World Discovery5.0%4.0%  
Teleflora's flower club20.0%5.0%10.0%15%
Terry's Village 3.5%  
Teva 6.0%  
The Artful Home 4.0%  
The Body Shop5.0%6.0%7.0% 
The Children's Place 3.0%  
The Company Store 1.0%  
The Container Store5.0%4.0%6.0% 
The Golf Warehouse 3.0%  
The Great Outdoors 1.0%  
The Land of Nod5.0%4.0%6.0% 
The National Geographic Online Store  12.0% 
The Popcorn Factory 4.0%10.0% 
The Tire Rack 3.0%  
The Walking Company 7.0%  
The Wall Street Journal 20.0%  
The Wine Messenger 6.0%  
Thermaclear 6.0%  
Things Remembered 4.0%10.0% 
Thomas Pink 6.0%  
Thrifty.com5.0%   
TigerDirect.com5.0%2.0%  
Timberland5.0%3.0%  
Timbuk2.com 5.0%  
TiVo $10   
Tog Shop 3.0%  
Tom Raper RVs   10%
ToolKing.com  5.0% 
Toshiba5.0%1.5%3.0% 
Toys R Us 1.5%3.0% 
Travelocity.com 1.0%2.0% 
tumi.com  11.0% 
Turbo Tax 8.0% 25% off tax prep
Ultradiamonds.com 5.0%  
Unbeatable Sale 7.0%  
UncommonGoods 6.0%10.0% 
Under Armour10.0%5.0%  
United Airlines $1   
Universal Orlando5.0%   
Upper Deck Store 7.0%  
Urban Outfitters5.0%3.0%  
USA Hudson Reed  5.0% 
USA Today $11  $.038/day
ValueMags.com 26.0%  
Vans 2.0%  
Vera Bradley 4.0%  
Verizon DSL  $17   
Vermont Teddy Bear 4.0% 15%
Victoria's Secret 2.0%  
Virgin MegaStore   15% off $75 or more
VisionDirect15.0%7.0% 10%
VistaPrint.com 8.0%  
Vitamin Shoppe 5.0%10.0% 
Vitamin World 6.0%  
Vonage $17   
Vivre.com  4.0% 
Walmart 1.0%4.0% 
Waterford 3.0%  
Weight Watchers $6   
West Elm 2.0%  
West Marine 3.0%  
Westin 1.0%5.0% 
Wet Seal 3.0%5.0% 
White House Black Market 3.0%  
Williams Sonoma 3.0%6.0% 
Wind & Weather 7.0%  
Windstar Cruises 4.0%  
Wine.com 4.0%5.0% 
WineEnthusiast15.0%5.0%8.0% 
Wolf Camera 2.0%  
Woman Within 3.0%  
Woolrich 3.0%  
Wyndham $4   
XM Satellite Radio $11   
Yankee Candle 2.0%  
YOOX.com 6.0%8.0% 
Your Kids Direct 4.0%  
Yves Rocher 8.0%15.0% 
Zagat Survey $9   
Zales5.0%2.0%10.0% 
Zappos.com10.0%6.0%  


The section below provides information for how to find cash back offers on the credit card company websites mentioned in this article. Note that the majority of cards affiliated with each company are eligible for the cash back offers listed in the chart above. Some cards offer additional cash back, and we have highlighted a few of these cards below.

Discover Card is a no annual fee credit card that offers up to 1% cash back rewards on every purchase, and 5% cash back on select categories throughout the year. In addition, you can take advantage of bonus cash back savings through ShopDiscover by following these steps:

1. Go to the ShopDiscover website
2. Log-in to your Discover Card Account
3. Browse through the Retailer drop down menu and select a store/retailer (e.g., "Brookstone")
4. Click the "Start Shopping" button towards the bottom of the page
5. A new browser window will pop up, taking you to the store/retailer website (again, in this example, you would be taken to the Brookstone website)
6. You are all set to start shopping. Simply add items to your cart and check out as you normally would. MAKE SURE YOU CHECK OUT USING YOUR DISCOVER CARD. Discover Card will track your purchases and applies the cash back reward within 1-2 months. You can track your cash back rewards by logging into the site at any time.

Citi Cards is a no annual fee credit card that offers 1% cash back rewards on every purchase. In addition, you can take advantage of bonus cash back savings through the Bonus Cash Center by following these steps:

1. Go to the Citi Bonus Cash Center
2. Log-in to the Account Center
3. Type in the name of a store/retailer (e.g., "Brookstone") in the search box at the top of the page
4. Click the "Shop Now" button
5. A new browser window will pop up, taking you to the store/retailer website (again, in this example, you would be taken to the Brookstone website)
6. You are all set to start shopping. Simply add items to your cart and check out as you normally would. MAKE SURE YOU CHECK OUT USING YOUR CITI CARD. Citi Cards will track your purchases and applies the cash back reward within 1-2 months. You can track your cash back rewards by logging into the site at any time.

[And for the Citi Professional Cash Card, earn 3% cash back on purchases at gas stations, restaurants, certain office supply merchants & more, and earn 1% cash back on other purchases. It is "designed for business use only".]

CapitalOne No Hassle Rewards Card is a no annual fee credit card that offers 1% cash back rewards on every purchase, 2% cash back on purchases at gas stations and major grocery stores, and an annual cash back bonus equal to 25% of the prior year’s rewards earnings. In addition, you can take advantage of bonus cash back savings through Capital One by following these steps:

1. Go to Capital One
2. Log-in to your Capital One Account
3. Click on the "Rewards Summary" Tab
4. Click on the green "View and Redeem Rewards" button
5. Click on the "Earn More Rewards" Tab
6. Type a store/retailer (e.g., "Brookstone") into the Find Offers Search Box
7. Click on the arrow and click on the "Click here" box to shop at the store/retailer website you searched for (in this example, you would click on "Brookstone")
8. A new browser window will pop up, taking you to the store/retailer website (again, in this example, you would be taken to the Brookstone website)
9. You are all set to start shopping. Simply add items to your cart and check out as you normally would. MAKE SURE YOU CHECK OUT USING YOUR CAPITAL ONE CARD. Capital One will track your purchases and applies the cash back reward within 30 days. You can track your cash back rewards by logging into the site at any time.

American Express Cash Blue Card is a no annual fee card that offers up to .5%-5% Cash Back on yearly purchases depending on the purchase and whether your yearly total spending exceeds $6500. You must pay your bill in full each month to earn the Cash Back award. In addition, you can take advantage of discounts through American Express by following these steps:

1. Go to the American Express Explore Rewards & Benefits Page
2. Type in name of a store/retailer (e.g., "Brookstone") in the "Find Offers" search box
3. Click on "View Offer" for the particular store/retailer you searched for
4. Click on the "Get Offer" button
5. A new browser window will pop up, taking you to the store/retailer website (in this example, you would be taken to the Brookstone website)
6. You are all set to start shopping. Simply add items to your cart and check out as you normally would. MAKE SURE YOU CHECK OUT USING YOUR AMERICAN EXPRESS CARD. American Express will track your purchases and apply the cash back reward within 30 days. You can track your cash back rewards by logging into the site at any time.

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Comments:
 
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credit card cash back
 
Posted by wesley on September 05, 2008 6:29 PM
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My friend got a business citicard and by business (he made up a business since you don't have to provide any business documents to get it) and you get a higher percentage for cash back rewards.
 
Posted by Amber on September 10, 2008 1:09 PM
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You have some incorrect information for the Discover Card. They do not pay 1% back on every purchase;they pay up to 1%back on every purchase.
 
Posted by TightFistedMiser on September 11, 2008 1:33 PM
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Amber - Thanks for the note. We added a little blurb about the Citi business card.

TH
 
Posted by TipHero on September 16, 2008 1:50 PM
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TightFistedMiser - Thanks for the feedback and great catch! We updated the information above.

TH
 
Posted by TipHero on September 16, 2008 1:51 PM
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Bank of America just launched their online Bank of America Mall for all of their credit card holders. They offer all sorts of random deals from free shipping to 5-20% off. They have a lot of the same partners as those listed above. Worth checking out if you are a cardholder.
 
Posted by jessa28 on October 21, 2008 3:05 PM
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I started keeping a folder in my email account for cashback claims b/c I sometimes think I don't get credited for all of them. I always check the rewards shopping site before I make an online purhcase. Thanks tiphero for publishign this chart as makes it easier for me to find out which card is offereing the most cashback!
 
Posted by christyp on January 09, 2009 1:36 PM
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For online shopping, don't forget about ebates either. They have both online coupons and rebates. When you shop, if you click on the link from ebates to go to the store, it creates a cookie. If you buy anything on that trip, it will automatically put 1%-10% of the spent amount into your ebates account. 4 times a year, if there's more than $5 in your account, they send you a check. The stores that they have are not always the best deal, but what I'll do is search to see where I can get the best deal, and see if it's on ebates. if not, I compare the price difference with the cash back amount. This week I received a check for almost $200 from doing purchasing for my office.
 
Posted by Michele on February 16, 2009 10:27 AM
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Thats a really helpful table thanks.
 
Posted by cash back on February 27, 2009 9:11 PM
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Thank you,
 
Posted by anonymous on June 18, 2009 1:53 PM
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