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    Recently Submitted Money-Saving Tips
     
    66 Modifications to Make Your Car More Fuel Efficient

    I came across a great article that listed 66 modificaitons you can make to your vehicle (car, SUV, etc.) to make it more fuel efficient. While I've seen a few of these posted here on TipHero already, there are many that haven't been (and many that I didn't know about).

    The website ecomodder.com, which I've been to a few times before and which has other good info too, provides all 66 modifications. I've listed a few of the ones I didn't know about/some of my favorites (these are just my own headlines with brief commentary; they write a paragraph or two about each that gives you more...
       Read More...

     
                        Said Phillip O on 11/19/2008 at 5:31 PM


     
    DIY Aqua Globe for Watering Your Plants

    Use an empty 12oz or 16oz plastic coke bottle. Cut off the white plastic ring below the screw-on cap. Make a small hole on the neck of the bottle. I use a small hot nail to do this. Fill the bottle with water and replace the lid. Turn it upside down in your plant making sure the hole is in the soil. The roots will suck out the water as needed. Also, you're recycling.

     
                        Said anonymous on 11/17/2008 at 6:49 PM


     
    Open an ING Savings Account

    I know, this is completely OCD, but it amounts to roughly $15 in savings a month, about $180 a year, to which I apply directly to the principle on my mortgage, which will over 25 years really add up. Basically what I do is keep the amount of 1 monthly mortgage payment in my ING account, then when ING pays me my monthly 2.75% interest (it was 3.5% when I opened it--so hopefully we will get back to that rate!), I add that to my next month mortgage payment and that goes directly to my principle. Baby steps, but every little bit helps.

     
                        Said christyp on 11/17/2008 at 10:58 AM


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    Save With a Wood Burning Stove

    I use a cast iron wood burning stove as a primary source for heat in my home. After all firewood is free if you cut it and split it yourself (which I do, and I'm a single mom with three children), and we all love free. The cost to install a wood burning stove pays for itself in less than a year with the savings on oil and the use of free firewood. When managed correctly I can have a toasty warm home all winter long and never have to worry about loss of heat if the power goes out during winter storms, and that happens quite often in my neck of the woods. Its comforting to know we have heat and can cook on it too so we were quite comfy during our 3 day power outage.

     
                        Said anonymous on 11/16/2008 at 4:00 AM


     
    Consolidate and Refinance Your Mortgage for Huge Savings

    After 3 years, I decided to look into consolidating and refinancing my mortgage and it has saved me a bundle. I was able to consolidate the two loans at a rate of 6.125% which has saved me over $500 a month on my mortgage payment!!    Read More...

     
                        Said leigh67 on 11/14/2008 at 5:18 PM


     
    The Hidden Impact of Mutual Fund Fees

    I recently came across an excellent online calculator that allows you to compare the impact mutual fund fees have on your portfolio over time. While I have always known that fees have an impact on your overall results, I never fully realized just how large an impact they actually have.

    The online mutual fund fee calculator from Canada’s Investor Education Fund (link below) allows you to compare two funds side by side. To test it out I decided to run a scenario whereby an investor invests $35,000 on his 35th birthday and cashes out the investment when he retires on his 65th birthday.
       Read More...

     
                        Said Ray on 11/11/2008 at 7:20 AM


     
    How We Saved Money on My Daughter's Wedding

    My daughter was married in April, 2008. There were so many ways that we cut the costs.

    Think of having cupcakes instead of a wedding cake. We ordered 105 cupcakes for $40 at Walmart and Walmart has delicious cakes. My brother who is a pastry chef made a small wedding cake for the bride and groom.

    Shop at Big Lots and the Dollar Stores. We bought so many things at those stores and it significantly cut the cost. We also made all the centerpieces and used silk flowers which my daughter arranged. We shopped the sales at Hobby Lobby and Michaels.
       Read More...

     
                        Said Liz on 11/9/2008 at 9:33 PM


     
    Consider Replacing Old Refrigerators

    If you've got an old refrigerator, you might want to watch a video from an ABC affiliate in Michigan. Apparently, old refrigeratos cost a lot more to run than new, mroe energy-efficient ones. By a long shot. In fact, the reporter in this video suggests that a 15-year-old refrigerator costs, on average, $140/year to run vs. a newer model, which costs around $20/year to run.    Read More...

     
                        Said Phillip O on 11/9/2008 at 1:06 PM


     
    Buy Eco-Friendly Mattresses at IKEA for $379 or Less

    Amongst growing concern about the toxicity of PBDEs (a chemical flame retardent commonly found in furniture foam, mattresses, and upholstery that has been linked to liver toxicity, thyroid toxicity, and neurodevelopmental toxicity), I decided that I did not want to spend my resting hours on a mattress that contains    Read More...

     
                        Said smrtshppr on 11/8/2008 at 8:14 AM


     
    Use Hulu.com and Cut Out Cable TV Expenses

    If you're looking to reduce monthly expenses, try cutting out cable TV. It may seem extreme, particularly if you do like watching TV, but hear me out.

    I used to pay over $60/month for cable TV. I'd watch a couple of shows at night after dinner, and then maybe a few shows over the weekend, but I always felt like I was paying a lot for the amount of TV I watched. Then I discovered Hulu.com.
       Read More...

     
                        Said 42Emma on 11/7/2008 at 2:45 PM


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